Contribution costs (excluding administration and execution costs) up to 15% of the total wage bill on an annual basis are for the account of your employer.

Your contribution is determined collectively and not individually and for each employee at the employer in question is an equal percentage of their pension base.

You pay up to half the contribution costs above 15% of the wage bill.

The limit of 15% of the wage bill is not applicable to employers who already reached agreement before 10 March 2005 with the employee representatives or the participants' council on an own contribution arrangement with a lower limit.

When you participate in the 80-80-100 scheme, your contribution to the pension scheme is calculated in the same manner with the proviso that the calculation of the maximum contribution is based on the pension base corresponding to the working hours that applied before participating in the 80-80-100 scheme.